June 30, 2020
Our Dad age 94 received a form 1099R from the K of C to file his 2019 Federal Income taxes.

After filing and paying his 2019 taxes, he noticed the significant amount in taxes he paid in 2019 compared to 2018. Following some investigation, we learned that the 1099R was related to a life insurance policy that was surrendered in 2019.

We reached out to his agent Joe DeMarco who had originally provided the surrender value which provided input for our decision to surrender this policy.

Through his due diligence, Joe discovered that the surrender value of this policy was actually less than the accumulated premiums paid. And through his follow up with multiple departments over several days, it was agreed that an error had occurred resulting in new 1099Rs to be sent to Dad and to the IRS.

This will allow Dad to file an amended return which will result in a substantial refund of his 2019 taxes that he previously paid.

Our family is very thankful to have Joe DeMarco as a caring and dedicated field agent who took immediate action to get Dad’s 1099R issue resolved.

The Robert Wemple Family, Council #13153

Hi Joe
Just an update on my parents Gene & Pauline Slane.
My sister and I are moving them to Cleveland on Monday.
My husband and I will be back down later to arrange moving their belongings. I don't know for sure if my dad needs more money in the account.
Right now Janice and I are handling expenses.
Thanks for all you have done for our parents; you have been a blessing to our family.
Judi and Janice.
Judi Payne, Council #5629

May 26, 2018

Hi Joe , I wanted to let you know that I received the check from Met Life today.

I can't thank you enough for your over-the-top help on both policies!!! I'm sure it would have been at least another month or two before I would have received anything following the path I was on.

I was with Sandy Gross last night and told her how wonderful you had been to me and asked her to pass that onto Bob. She said she would be happy to do so.

God Bless You, Carol Koontz
Carol Ann Koontz

Aug 15, 2017

Four days before Christmas my husband, Charles, had a sudden stroke with massive bleeding in the brain. There was nothing that could be done to save him. Once the family arrived the next day we had to remove him from life support. As we had been married for over 51 years, I was in shock and utterly devastated.

Joe DeMarco was at my home the very next morning. "How can I help" was so very much appreciated. He contacted insurance companies (even though they weren't the insurance company he offered). He contacted pension representatives, etc. and represented the very best of the K of C "Catholic difference". Afterward whenever I needed help he was there for us.

I strongly suggest you meet Joe and allow him to demonstrate his commitment to the K of C values. I was so glad he wasn't a stranger at such a terrible time in my life. I thank God for him and for the Knights for instilling his willingness to be of such service.

Barbara Baji, Council #15429


Your dedication to your mission of assisting Knights and their families . . . exceptional!

Your product may be forms of insurance and investments but your heart, your soul and your mission in life are obviously the most important of your work.

I admire your determination to 'be there' when you are needed and the multitude of services you provide to both the living and the deceased.

In short Joe - I'm glad you are there for Pauline and me when our need arises.

Charles G. Read, CLU ChFC
"Making Your Life Less Taxing"
Enrolled Agent (IRS)
Certified Consumer Legal Advocate
Income Tax Service, LLC
Main Client Center -662 Azalea Lane, Vero Beach, FL 32963
772.532.1116 Direct Line 772.494.7696 Fax
YouTube - Charles G Read
Enrolled to represent taxpayers before the Internal Revenue Service.
Charles Read

"I can think of no more effective agent in advancing our freedom to live as we choose than the insurance salesman. This man knows the economic pulse of the country as few men may, for he walks all streets of American life and he sits down and talks to the youth and to the mature and to the aged. He knows their wants. He helps them to help themselves in time of need. He builds, for he helps others to build. He insures the future. He is respected. And he is a friend."
Former President JFK